# Happen Bank Member Reviews ## "Always there when we need you. Excellent experience." **— John,** a member from New Jersey* Join over 5 million members Take a look at what members are saying about their experience with us, and learn more about our commitment to showing you only authentic, accurate, and complete reviews. [Excellent\ \ 4.7 out of 5 star rating on Trustpilot\ \ Based on **14,101 reviews**\ \ Trustpilot](https://www.trustpilot.com/review/happen.com?utm_medium=trustbox&utm_source=Carousel) - 4 out of 5 star rating on Trustpilot --- ### Reviews - **Review by William Parker, 4 hours ago:** Process was smooth and straight forward. Great customer service. [Click to view the full review on Trustpilot](https://www.trustpilot.com/reviews/6a63df05ea8cc37142edebb4?utm_medium=trustbox&utm_source=Carousel) Rating: 5 out of 5 star - **Review by Maria, 5 hours ago:** It was the best decision I've ever made. The service was excellent and super fast... [Click to view the full review on Trustpilot](https://www.trustpilot.com/reviews/6a63d24df09240eaad5cf27d?utm_medium=trustbox&utm_source=Carousel) Rating: 5 out of 5 star - **Review by Brian Kelly, 8 hours ago:** Loan process was fast and not overly complicated. Being stuck in a bind with loan... [Click to view the full review on Trustpilot](https://www.trustpilot.com/reviews/6a63a4ae56d9632494d5bb7a?utm_medium=trustbox&utm_source=Carousel) Rating: 5 out of 5 star - **Review by Tee Howze, 10 hours ago:** This was a very good and easy process. I greatly appreciated the process. [Click to view the full review on Trustpilot](https://www.trustpilot.com/reviews/6a63860bad235db63a560349?utm_medium=trustbox&utm_source=Carousel) Rating: 5 out of 5 star - **Review by J Deaton, 13 hours ago:** The process with Lending Club/Happen Bank was seamless! The customer service is... [Click to view the full review on Trustpilot](https://www.trustpilot.com/reviews/6a635c2431b9a6ce2745ec63?utm_medium=trustbox&utm_source=Carousel) Rating: 5 out of 5 star - **Review by Shas, 14 hours ago:** Their website is very user friendly. Their customer service is always very helpful. [Click to view the full review on Trustpilot](https://www.trustpilot.com/reviews/6a634c160d446f263a784a86?utm_medium=trustbox&utm_source=Carousel) Rating: 5 out of 5 star - **Review by Patricia, 16 hours ago:** The processing time was excellent and the customer service was fantastic. [Click to view the full review on Trustpilot](https://www.trustpilot.com/reviews/6a633215e9ebf0c22f4f84e8?utm_medium=trustbox&utm_source=Carousel) Rating: 5 out of 5 star - **Review by Prosper Ohanme Okwukwe, 17 hours ago:** It's fast easy and efficient for application, loan and payments. [Click to view the full review on Trustpilot](https://www.trustpilot.com/reviews/6a6325fb6c046bd3449f438e?utm_medium=trustbox&utm_source=Carousel) Rating: 5 out of 5 star - **Review by Eric Schiller, 21 hours ago:** Fast easy and efficient! [Click to view the full review on Trustpilot](https://www.trustpilot.com/reviews/6a62ea1d320a66bf1ce39cb7?utm_medium=trustbox&utm_source=Carousel) Rating: 5 out of 5 star - **Review by Keith Smith, 22 hours ago:** Very pleased with the loan process from initial submission of application to approval... [Click to view the full review on Trustpilot](https://www.trustpilot.com/reviews/6a62da7b4570c7965893dd62?utm_medium=trustbox&utm_source=Carousel) Rating: 5 out of 5 star - **Review by Adriano C, 1 day ago:** Speed in processing loan. [Click to view the full review on Trustpilot](https://www.trustpilot.com/reviews/6a62be343980698804df75e6?utm_medium=trustbox&utm_source=Carousel) Rating: 5 out of 5 star - **Review by Roxanna Hahn, 1 day ago:** It was easy to apply for a personal loan online. Great interest rate and monthly payments. [Click to view the full review on Trustpilot](https://www.trustpilot.com/reviews/6a62b4c5b5f4a63ac1dd9679?utm_medium=trustbox&utm_source=Carousel) Rating: 5 out of 5 star - **Review by David Laws, 1 day ago:** Great overall experience. Money was in my account within 24 hours of getting my loan. [Click to view the full review on Trustpilot](https://www.trustpilot.com/reviews/6a62b077c0822b343e8fb300?utm_medium=trustbox&utm_source=Carousel) Rating: 5 out of 5 star - **Review by Craig Byrum, 1 day ago:** Best rate & terms, made it easy to apply & qualify, process was fast efficient with great customer support. [Click to view the full review on Trustpilot](https://www.trustpilot.com/reviews/6a62a99ec9a7f16c456050e2?utm_medium=trustbox&utm_source=Carousel) Rating: 5 out of 5 star - **Review by Senol, 1 day ago:** I did my loan online and the step by step process was very simple and fast. [Click to view the full review on Trustpilot](https://www.trustpilot.com/reviews/6a62a89298bea92f7e248256?utm_medium=trustbox&utm_source=Carousel) Rating: 5 out of 5 star ## Ratings Summary *4.8 out of 5 star rating* *Based on reviews collected by Trustpilot. All such reviews can be accessed at trustpilot.com/review/happen.com.* *Reviews reflect one person’s experience. Individual results may vary.* **Disclaimer:** For Personal Loans, APR ranges from 5.96% APR to 35.96% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. Credit eligibility is not guaranteed.