Help More Borrowers Afford the Care They Need

FINANCING SOLUTIONS

Clear the way for people to afford the services they need

Happen Bank offers quality payment plans to match your high-quality service.

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Simple financing for you and your consumers

Get paid upfront

Easy setup for your business

Clear terms and no hidden fees

Specialties we cover

Dentistry

Give your patients another reason to smile.

Fertility

Make financing fertility care easy for your patients

Hair Restoration

Show your clients how affordable hair restoration can be

Weight Loss Surgery

Help patients make their goals a reality

Tutoring Services

Support students on their path to success

Elective Medical

Give patients access to the cosmetic treatments they want most

Ophthalmology

Offer a clear path to a better vision

Auto Repair

Get customers back on the road without financial stress

Retail

Help shoppers get what they love without the upfront cost

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A financing partner to fit your needs

Loan amounts from $500 to $65,000 from 6 to 144 months

Attractive APRs as low as 3.99% and up to 30.99% with 0% financing also available

Competitive administrative fees

Easy online application process for consumers

Online dashboard with tools & resources

We'll send the funds directly to you within 1-3 business days of receiving the signed agreement

See Payment Plan Options

Partners love us

“We’ve been able to save patients time and money and therefore, creating higher treatment plan acceptance. Now, that’s a win-win!”

—K.N. Office Manager, North Carolina

4.8

7K+ App Store Reviews

Important Information

A representative example of payment terms is as follows: a borrower receives a loan of $15,000 for a term of 60 months with an APR of 12.99%. In this example, the borrower will make 60 monthly payments of $341.22. Loan amounts range from $500 to $65,000, and loan term lengths range from 6 months to 144 months.

For Installment Loans, APR ranges from 0 to 30.99%.

Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history, as well as the selected goods or service provider.

Based on reviews collected by Trustpilot.