# D

[Debt-to-Income (DTI) Ratio](https://www.happen.com/glossary/d/debt-to-income-dti-ratio)

Keep more of what you earn and earn more on what you save.

Checking your rate won’t impact your credit score.2

Personal loans up to $75,000

What's the money for?
- Credit card refinancing
- Debt consolidation
- Home improvement
- Major purchase
- Home buying
- Car financing
- Green loan
- Business
- Vacation
- Moving and relocation
- Medical expenses
- Other

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