How do I get started?
How do I get started?
Last Updated June 26, 2025 less than a minute read
Getting started with Happen Bank is simple and free!
Go to www.happen.com/enroll. During the enrollment process, you’ll be able to select the payment options you’d like to offer. Once you provide your information, review and sign your Participating Provider Agreement electronically, or print a copy and sign it. You can submit your completed documents through the secure Kiteworks upload link we send you, or you may fax them to 508-281-8505. Once we receive your signed agreement, our team will review and verify the information you provided. If your enrollment is approved, we’ll email you instructions to complete your setup. Once setup is complete, we’ll send an email confirming your account has been established successfully.
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Disclaimer
For Personal Loans, APR ranges from 5.96% APR to 35.96% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of July 06, 2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.