# DebtIQ FAQ

### Before You Enroll

- [What is DebtIQ?](https://www.happen.com/help/debtiq-faq/what-is-debtiq)
- [How do I use DebtIQ?](https://www.happen.com/help/debtiq-faq/how-do-i-use-debtiq)
- [Can I unenroll from DebtIQ?](https://www.happen.com/help/debtiq-faq/can-i-unenroll-from-debtiq)
- [What if I haven't logged into Happen Bank for a long time? Can I still access DebtIQ?](https://www.happen.com/help/debtiq-faq/what-if-i-havent-logged-into-lendingclub-for-a-long-time-can-i-still-access)
- [Does DebtIQ work for Happen Bank members who have joint accounts?](https://www.happen.com/help/debtiq-faq/does-debtiq-work-for-lendingclub-members-who-have-joint-accounts)

### Privacy & Security

- [Is my information secure?](https://www.happen.com/help/debtiq-faq/is-my-information-secure)
- [Will using DebtIQ impact my credit score?](https://www.happen.com/help/debtiq-faq/will-using-debtiq-impact-my-credit-score)
- [How does DebtIQ get my information?](https://www.happen.com/help/debtiq-faq/how-does-debtiq-get-my-information)

### Tools & Features

- [What features does DebtIQ offer?](https://www.happen.com/help/debtiq-faq/what-features-does-debtiq-offer)
- [What credit monitoring tools are available in DebtIQ?](https://www.happen.com/help/debtiq-faq/what-credit-monitoring-tools-are-available-in-debtiq)
- [What is the credit score in DebtIQ?](https://www.happen.com/help/debtiq-faq/what-is-the-credit-score-in-debtiq)
- [What is the credit report in DebtIQ?](https://www.happen.com/help/debtiq-faq/what-is-the-credit-report-in-debtiq)

### Updates & Reports

- [How often is my information updated?](https://www.happen.com/help/debtiq-faq/how-often-is-my-information-updated)
- [What should I do if I notice an error on my credit report?](https://www.happen.com/help/debtiq-faq/what-should-i-do-if-i-notice-an-error-on-my-credit-report)