Will checking my rate affect my credit score?
Will checking my rate affect my credit score?
Checking your rate with Happen Bank has no impact to your credit score. We'll only do a hard credit pull that could impact your score if you get approved, accept your terms, and your loan is issued.
Learn more about your credit score and how to protect your credit health.
Additional Before You Apply FAQ
- What is a TopUp loan?
- What happens after I check my rate?
- What could affect the final amount of cash funds I receive?
- How can I use my TopUp loan?
- Are there any fees?
- Am I required to take out extra cash?
- How much can I borrow?
- How quickly can I get my TopUp loan?
Keep more of what you earn and earn more on what you save.
Checking your rate won’t impact your credit score.
Happen Bank Resources
Personal loans up to $75,000
What's the money for? Credit card refinancing, Debt consolidation, Home improvement, Major purchase, Home buying, Car financing, Green loan, Business, Vacation, Moving and relocation, Medical expenses, Other.