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LevelUp your earnings with our bank accounts

LevelUp Savings

Earn 10x the National Average1 with 4.00% APY on your entire balance when you deposit $250+ per month.2

What you’ll need to apply

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LevelUp Checking

You could earn cash back on debit card purchases and Happen Bank personal loan payments with our reward-earning checking account.

What you’ll need to apply

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Consumer Certificate of Deposit

Guaranteed rate for the duration of the CD term. Rates may change prior to account opening.

What you’ll need to apply

3.90% APY³

for 6 months

3.50% APY³

for 8 months

3.50% APY³

for 10 months

4.20% APY³

for 11 months

3.50% APY³

for 1 year

4.00% APY³

for 14 months

3.50% APY³

for 18 months

3.50% APY³

for 2 years

3.45% APY³

for 3 years

3.40% APY³

for 5 years

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LevelUp Rate is applied to the full balance of LevelUp Savings accounts that receive a total of at least $250 in deposits during the Evaluation Period. Otherwise, accounts will earn the Standard Rate. Interest payments, account bonuses, account credits and reversals or refunds from the bank are not considered deposits for rate evaluation purposes. All LevelUp Savings accounts earn the LevelUp Rate at account opening and continue to earn the LevelUp Rate until the First Evaluation Period, to provide an opportunity to set up deposits. While accounts will not move from the LevelUp Rate prior to the First Evaluation Period, the LevelUp Rate is variable and subject to change at any time, including prior to the First Evaluation Period.

An Evaluation Period is a statement cycle. The First Evaluation Period will be the third statement cycle after you open your account, with any rate change becoming effective the next statement cycle. For example, if you open in August, the first Evaluation Period would be October with any rate change effective in November. Any rate changes will take place at the end of the first business day of the month and will be based on deposits in the previous statement cycle.

Fees may reduce earnings. $0 minimum opening deposit. Additional information can be found in the Product Terms & Conditions and FAQs.