Types of Personal Loans: Find the Right One for You
Types of Personal Loans
Find a loan that fits your needs.
Whether you need a loan to fund an emergency expense, make home repairs, or pay down credit card debt, a personal loan can help in almost any situation.
Types of Personal Loans:
- Balance Transfer Loans
- Emergency Loans
- Moving Loans
- Credit Card Consolidation Loans
- Funeral Loans
- Small Loans
- Debt Consolidation Loans
- Home Improvement Loans
- Wedding Loans
For Personal Loans, APR ranges from 5.96% APR to 35.96% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application.
A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $15,262 for a term of 36 months, with an interest rate of 13.99% and a 6% origination fee of $916, for an APR of 18.40%. In this example, the borrower will receive $14,346 and will make 36 monthly payments of $522. Loan amounts range from $1,000 to $75,000 and loan term lengths range from 24 months to 84 months.
Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history.
Unless otherwise specified, all credit and deposit products are provided by Happen Bank, N.A., Member FDIC, Equal Housing Lender (“Happen Bank”), a wholly-owned subsidiary of Happen, Inc., NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment.