Moving Loans

Make your move with a personal loan

What's the money for?
Credit card refinancing
Debt consolidation
Home improvement
Major purchase
Car financing
Green loan
Business
Vacation
Moving and relocation
Other

What is a moving loan?

Moving loans, or relocation loans, are unsecured personal loans that help cover the cost of moving your household. Especially if you find yourself in a hurry to move, a personal loan for moving offers fixed rates, predictable monthly payments, flexibility on how and when you can use the money, and, best of all, fast funding if approved.

Along with covering costs like moving services, truck rentals, and hotel stays, relocation loans are a convenient way to pay for some or all other related expenses that come with moving, such as security deposits, new furniture, and home repairs.
Check Your Rate

Why get a moving loan?

Cover all costs

Lock in a fixed rate

Peace of mind

Personal loans vs. Credit cards

Personal loans

1. Installment loans can help you pay down debt and take control of your budget
2. Single, fixed rate monthly payment is easy to manage
3. Fixed monthly payment and payoff date saves you money over time
4. Lower average APRs compared to credit cards

Credit cards

1. Revolving credit accounts can lead to overspending
2. Managing multiple credit cards with variable due dates, limits, and terms is time consuming and stressful
3. Low minimum monthly payments and revolving compound interest can trap you in a cycle of debt
4. Higher average APRs are an expensive way to pay for large purchases

What our members are saying

I was stuck between a rock and a hard place when I suddenly had a work transfer. The loan really helped me out with my moving expenses.
—Douglas, a member from Hawaii

Applying is easy. Let's make it happen.

• 1. Apply online in minutes

Get customized loan options based on what you tell us.

• 2. Review your options in seconds

Select the rate, term, and payment options you like best.

• 3. Get funded in as little as 24 hours

Once your loan is approved for funding, we’ll pay your creditors directly or send the money in as little as 24 hours.

Frequently asked questions

Can I get a personal loan for moving?

Because most relocation loans are unsecured, your eligibility and offers depend on your creditworthiness, income, and current debt. A good or excellent credit score, steady income, and a good debt-to-income ratio can improve your chance of securing a loan with a low-interest rate and the amount you need.

How do relocation loans work?

At LendingClub, you can precheck your rate without hurting your credit. You then review the loan terms, pick an offer, complete the application, accept the official offer, and funds are deposited directly into your bank account. Once you get the loan, you’ll repay it with fixed monthly payments over a set period of time.

Can you get a moving loan with bad credit?

There are moving loans for bad credit borrowers, but you may find the fees and high-interest rates make them a poor option. If possible, try to boost your credit score before applying, or consider taking out a joint loan or using a co-borrower with better creditworthiness. In some cases, using a credit card could be less expensive.

How fast can I get a moving loan?

You can help keep things moving along by checking your to-do list and making sure you have submitted all the documents and information requested.

How much does moving cost?

Moving costs vary depending on where you live, how far you’re moving, and how much stuff you need to move. You can often save money by doing the move yourself rather than hiring movers, though that generally takes more time and planning, and can be very stressful. And keep in mind long-distance relocations are almost always more expensive than a local move, even if you go the DIY route.