Happen Bank Resource Center

Institutional Investing Resources

What investors need to know about the personal loan market

The unsecured personal loan market continues to hit record highs, and despite challenging macroeconomic conditions, shows few signs of slowing down.

How diversification builds resilience in banking Banks that diversify across customer segments, lending categories, income streams, geographies, and digital platforms are not courting fragility, but insulating themselves against it.

Institutional Investing
Jul 7, 2025
3 min read

Banking on consumer credit: A smart move in today’s uncertain times The typical investment mix of long-term loans and securities may turn out to yield lackluster results. Banks may have another investment option: consumer credit.

Institutional Investing
May 12, 2025
4 min read