Banking that clears the way.

Keep more of what you earn.

Earn more on what you save.¹

4.7 Trustpilot

Checking your rate won't impact your credit score.²

FDIC Insured

Pay down your debt

Up to $75,000. APRs as low as 6.53%³

Cover a large expense

Funding is as little as 24 hours¹⁰

Earn more on what you save

Earn 4.00% APY with $250+ in deposits⁴

Lower your car payment

Save up to $2,500⁵

Clearing the way for over 5 million members.

5M+

Members served nationwide

$100B+

borrowed

4.7

score, based on 13K+ reviews

4.8 stars on the Apple App Store

Earn more on what you save.

Earn 10x the national average with no minimum balance with a LevelUp Savings account.6

Products that work together to clear the way.

Fast and easy

• Apply for a personal loan in minutes
• Get an offer in seconds—and funding in as little as 24 hours9, 10
• Manage your loans and savings in one simple app11

Rewards your progress

• Pay down credit card debt directly and save up to 8% on your APR7
• Earn 2% cash back with on-time personal loan payments8
• Save monthly and get rewarded with a higher rate on a LevelUp Savings account4

Banking that adds up

• Get personal loan rates up to 17% lower than the average credit card APR12
• Earn up to 10X the national average on your savings6
• Earn 1% cash back on everyday debit purchases13

What our members are saying.14

“Super easy to use and helped me get a better handle on my finances. Everything’s in one place now, which makes managing my money so much easier.”
-Amanda W.

More ways we make it happen.

DebtIQ

One dashboard. All your linked credit cards, transactions, and balances — build a plan with confidence.15

TopUp Loan

Access additional funds and still keep one monthly payment when you refinance an existing Happen Personal Loan.16

Faster Application Process

Streamlined personal loan application in minutes.

Early Payday

Get your paycheck up to 2 days earlier with direct deposit to your LevelUp Checking account.17

Personalized Offers

Product suggestions to move you forward.

Clearing the way for what’s next.

Low rates, more savings, and tools to help you move forward.

Note: All numeric references such as 1, 2, 3, and so forth relate to specific footnotes or disclaimers regarding products.